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Find out whether your state requires household
employers to hold Worker's Compensation Insurance or not. In most states, it is
recommend that household employers go through their homeowner's insurance provider
for Worker's Compensation coverage (exceptions are NH, NY and OH where there are
requirements to purchase through the state). Often families are covered under their
umbrella policy and don't realize it. If not already covered, a rider can usually
be added to the policy over the phone.
Click Here Find out what the requirements are
for your state.
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